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Most consumers believe that accidents are the primary cause of disabilities, but research shows that over 95 percent of disabilities are not work related; therefore workers’ compensation cannot be used. Here are some interesting statistics about disability insurance, and what consumers tend to believe:

  • Musculoskeletal/Connective Tissue Disorders are the leading cause of disability at 28 percent, while cancer is the second leading cause at 15 percent
  • Consumers believe their own “personal odds” of becoming disabled are 1 in 100, when in fact 1 in every 4 Americans in the workforce will become disabled
  • Approximately 42 percent of consumers believe that they would rely upon sick leave and vacation if disability struck them
  • 37 percent of consumers have never thought about how they would protect their income if they got sick or hurt
Posted 2:28 PM

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